My 57 year old husband has early onset. He is retired from GM and does collect a pension. Does he also qualify for SSDI? Will that effect his pension ammount?
If he paid into SS he will qualify. They have a fast track for AD now, so should not take long. I did the initial application for my hb's online. I also had copies of all his medical records pertaining to the AD diagnoses and sent in copies. Sometimes it takes a while for doctors to get the records sent, sometimes they don't even send them on the first request. It only took 3 months for his approval.
Whether it will affect his pension from GM I don't know. It should not. His SSDI will be the amount he would have gotten at full retirement age (at least my hb's was).
Susan Jean, you can probably contact the HR department at GM to explain the situation and ask this question. I'd say that it is probably included in the Pension Information that he was given, but I have a difficult time understanding the documents myself, so my first call was to the HR department. They gave me a better understanding. I felt comfortable asking questions until I absolutely understood the details. Good luck.
Apply for SSDI. He is under 65 and as long as he paid Social Security taxes he is entitled to SSDI.
Contact the GM HR. Since this is pension and not long-term disability insurance I doubt it will make any difference. If it does make a difference then I am sure the pension management will force you to apply for SSDI. There are tax advantages of SSDI over pension, so you have nothing to lose by applying for SSDI.