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General: Another SS question

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    • CommentAuthorcs
    • CommentTimeJun 9th 2010
     
    I am 57 and DH is 67. If he passes away before I'm 62 can I collect his SS benefit? If so, will it be at a reduced rate? I was under the impression I couldn't collect his or mine til I was at least 62. A friend recently told me I would be able to collect DH's when he passes no matter what my age. Any info would be appreciated. cs
    • CommentAuthordivvi*
    • CommentTimeJun 9th 2010
     
    i know you can collect at 60yr as a widow . it is a reduced rate of what DH received. if you want to wait til 62 or later to your specific age generated by SS its more.

    i am sure someone will come along who has all the info.
    divvi
    • CommentAuthordivvi*
    • CommentTimeJun 9th 2010
     
    i just googled SS website its seems if you collect at 60yr your benefit is reduced by 28.50% of spouses amount. thats a chunk. if you have childunder 16yr you can collect as a widow at reduced rates any time dont have to be 60yrs. its complicated. you can ask SS directly where you live.
    divvi
    • CommentAuthorcs
    • CommentTimeJun 9th 2010
     
    Thanks for checking Divi. I was hoping not to be cleaning other peoples homes til I'm 60 something. Oh well... cs

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